Online Banking : 6 Ways to St ay Safe Online
Online Banking : 6 Ways to St ay Safe Online
Internet banking allows you to conduct funds transfer, repay your loans, pay your credit card and other bills in a fast and convenient wa y. Instead of going to the bank and waiting in an unending queue, Internet banking has made banking accessible through a few clicks.
Fo llow the safety tips below to ensure that you enjoy the convenience of secured Internet banking services :
1 ENTER A SECURED WEBSITE FOR INTERNET BANKING
* Enter the URL of the website directly into the web browser and ensure that it begins with "https". You should also look for a display of a closed padlocked symbol on the status bar of the browser.
* Do not access the website via a hyperlink from an e-mail, SMS or pop-ups.
* Do not access your bank account using unsecured Wi-Fi connection and computers in cyber cafes or in other public areas.
2 KEEP LOGIN DETAILS CONFIDENTIAL
* Do not store login details on the computer, mobile devices or at any publicly accessible areas.
* Choose strong passwords which are not easily guessable and change your password regularly.
* Keep the password confidential at all times.
* Do not reveal, share or divulge your username or login details, PIN or transaction authorisation code (TAC) or security code generated by security token with anyone. Your bank or any authorities such as Bank Negara Malaysia will not ask such details from you.
* If you suspect your username or login details may have been compromised, contact your bank immediately.
3 ENSURE THE TWO-FACTOR AUTHENTICATION IS NOT COMPROMISED
* Be alert of the details of the TAC received via SMS to ensure that the name of the beneficiary recorded in the TAC matches with the beneficiary details keyed in.
* Do not enter any TAC for transactions that you did not initiate or request. If you receive a TA C for a transaction you did not perform, contact your bank immediately.
4 LOG-OUT PROPERLY
* Do not leave your computer unattended before you log-out.
* Clear the memory cache and transaction history after logging out.
5 ALWAYS USE LICENCED UP-TO-DATE ANTI-VIRUS SOFTWARE
* To protect your computer from new viruses, ensure that you always use licenced anti-virus software.
6 CHECK YOUR ACCOUNT REGULARLY
* Check your account after making any transaction online. Verify whether the right amount has been deducted from your account. If you see any discrepancies in the amount, inform your bank immediately.
Internet banking allows you to conduct funds transfer, repay your loans, pay your credit card and other bills in a fast and convenient wa y. Instead of going to the bank and waiting in an unending queue, Internet banking has made banking accessible through a few clicks.
Fo llow the safety tips below to ensure that you enjoy the convenience of secured Internet banking services :
1 ENTER A SECURED WEBSITE FOR INTERNET BANKING
* Enter the URL of the website directly into the web browser and ensure that it begins with "https". You should also look for a display of a closed padlocked symbol on the status bar of the browser.
* Do not access the website via a hyperlink from an e-mail, SMS or pop-ups.
* Do not access your bank account using unsecured Wi-Fi connection and computers in cyber cafes or in other public areas.
2 KEEP LOGIN DETAILS CONFIDENTIAL
* Do not store login details on the computer, mobile devices or at any publicly accessible areas.
* Choose strong passwords which are not easily guessable and change your password regularly.
* Keep the password confidential at all times.
* Do not reveal, share or divulge your username or login details, PIN or transaction authorisation code (TAC) or security code generated by security token with anyone. Your bank or any authorities such as Bank Negara Malaysia will not ask such details from you.
* If you suspect your username or login details may have been compromised, contact your bank immediately.
3 ENSURE THE TWO-FACTOR AUTHENTICATION IS NOT COMPROMISED
* Be alert of the details of the TAC received via SMS to ensure that the name of the beneficiary recorded in the TAC matches with the beneficiary details keyed in.
* Do not enter any TAC for transactions that you did not initiate or request. If you receive a TA C for a transaction you did not perform, contact your bank immediately.
4 LOG-OUT PROPERLY
* Do not leave your computer unattended before you log-out.
* Clear the memory cache and transaction history after logging out.
5 ALWAYS USE LICENCED UP-TO-DATE ANTI-VIRUS SOFTWARE
* To protect your computer from new viruses, ensure that you always use licenced anti-virus software.
6 CHECK YOUR ACCOUNT REGULARLY
* Check your account after making any transaction online. Verify whether the right amount has been deducted from your account. If you see any discrepancies in the amount, inform your bank immediately.
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